Home & Investment Lending
At Provident we are experts in home and investment loans.
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We make it our business to ensure that we are up to date and current with today’s finance options. So we know the where the best deals are and what bank niches will suit your individual needs.
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We are specialists in obtaining home loans for self employed an business owners. We know that as a business owner you may not fit the box perfectly for a home loan application and we work hard to find the right solution for our self-employed clients.
Check out our sections below and request a copy of our useful Home Buyer, Home Loan and Investment guides.
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Still have more questions to be answered check out our Frequently Asked Questions and Blog Articles, or, of course request a call back from one of our Lending Consultant
Buying a home
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Buying a home can be one of the most exciting times in anyone’s life. When taking such a big step there are so many things to consider.
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This is where a Provident Mortgage Broker can assist you through the home buying process and answer your questions, including:
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How much deposit will I need?
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How much can I borrow?
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What are all the other costs involved?
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How can I repay my mortgage quickly?
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Our role as your Mortgage Broker is to guide you through the whole process to ensure that all your needs and options are considered.
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We will make sure that this exciting new chapter in your life is professionally managed so you can focus on finding your dream home.
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Want to know more about buying a home check out our Home Buyer Essentials Guide – it takes you through all you need to know about buying a home from Planning to obtaining Pre-Approval through to Settlement and Repaying your Home Loan faster. Click here to get your copy today.
Refinancing your loan
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There can be many reasons to refinance, such as looking for cash to complete home renovations, change of product to access beneficial features such as offset or even just to make sure you are getting the best deal you possibly can.
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Whatever your reason to look at refinancing, it can be a daunting task to filter through over 30 lenders available to you each having a multitude of products, policy niches and rates available to choose from.
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The good news is that as your Mortgage Broker, we can help you understand your options and assist you during the loan selection process.
Provident Mortgage Brokers are home loan experts and perform significant research on a variety of home loan products, from a range of different lenders, to find the ones that may be most suitable for you.
If you are thinking of refinancing click below to request our Home Loan Essentials Guide – a comprehensive guide on how we as Mortgage Brokers Assist you select the right loan.
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Investing
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Property Investment remains one of Australia’s favourite ways to grow wealth and secure their financial future.
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Whether you’re a seasoned investor or just starting out, we’re here to provide help.
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We take time to understand your individual needs and circumstances, before helping you along the way throughout your property investment journey.
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Provident Mortgage Brokers have worked with hundreds of clients who have or are aspiring to have an investment property, this experience helps us provide you guidance on how best to leverage equity, find the right loan and we can even provide you useful property market data so you can make an informed decision on what properties are good value.
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If you are thinking of investing in property or are looking at expanding your existing portfolio, please take the time to read through our Property Investment Guide.
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This guide will provide you with everything you need to know about buying an investment property. We’ll take you through the pros and cons, the costs of investing, the questions you should ask, securing your investment loan, and tips for managing the property once it’s yours.
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